Several weeks ago, some of you received an email from your JohnHart agent about a promising new housing loans initiative. Dubbed the California Dream For All Shared Appreciation Loan, it sought to level the playing field for disadvantaged Californians with aspirations of homeownership. Yet, less than two weeks later, the program has already dispersed all of its funding. And the beneficiaries of the Dream For All housing loans aren’t quite as diverse as anticipated. A Dream for Some Photo credit: Envato The California Dream For All program was officially halted on Thursday, April 6, citing lack of funds. The checkered flags had been waved less than two weeks earlier on Monday, March 27. When the smoke cleared, the $288 million in funding had been allocated to 2,564 prospective homeowners. Not exactly a dream for all . Qualifying households needed to earn less than 150% of their county’s median earnings. Therefore, approximately two-thirds of the progr...